Apple is not on a mission to exclude people from its products, but it is not in charge of its credit card, unlike Goldman Sachs. So, if you have low credit, you might be left out of getting your own titanium Apple card. But a new program spotted by TechCrunch wants to change that.
Apple has started sending out invitations to join Apple card path, which “provides personalized steps to help you get Apple Card approved in the future.” Upon successful completion of the program, you will receive a personal invitation to reapply for an Apple Card.
The steps Apple describes will be familiar to anyone with credit issues and include things like making payments on time, reducing credit card and loan debt, and resolving overdue balances.
Program completion thresholds will vary depending on the candidate, but one of the requirements is to make payments on time for four months, so the process won’t be quick. However, Apple says you can apply for a new Apple Card at any time during the program. Once you are approved for an Apple Card, you will be able to access other advantages, including daily cash back rewards, no-fee transactions, expense summaries, and transparent interest rate charges.
But beyond the goal of getting an Apple Card, the new program will be good for anyone looking to get their finances in order. The steps outlined are designed to improve your overall credit score, which will have a positive impact on your overall financial health.